3 Rich Dad Poor Dad karya Robert T. Kiyosaki. Rich Dad Poor Dad (Gramedia Digital) Selain ingin mendapatkan ketenangan hati dan pikiran, tentu kita juga ingin keuangan yang stabil. Nah, buku Rich Dad Poor Dad karya Robert T. Kiyosaki ini sangat direkomendasikan untuk dibaca. Sejak terbit pertama kali tahun 1997, buku ini konsisten menjadi
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RobertKiyosaki is best known as the author of Rich Dad Poor Dad - the #1 personal finance book of all time - which has challenged and changed the way tens of millions of people around the world think about money. Rich Dad titles hold four of the top ten spots on Nielsen Bookscan List's Life-to-Date Sales from 2001-2008 alone.
WhyThis Book Matters: A classic of the personal finance genre, Robert Kiyosaki's autobiographical manual introduced a generation of Americans to cash flow, passive income, and financial literacy. At this book's core is the idea that rich people don't work for money, they make money work for them.
Vay Tiį»n Nhanh Chį» Cįŗ§n Cmnd. Sejak awal tahun 1997, Rich Dad Poor Dad oleh Robert T. Kiyosaki, Robert Paus telah menjadi acuan dalam buku keuangan pribadi laris yang telah menjual hampir 40 juta kopi di seluruh dunia. Saya membaca untuk pertama kalinya pada tahun 2000 ketika ia masih seorang pengusaha pemula. Saya pikir saya akan membacanya lagi sekarang karena saya memiliki lebih banyak pengalaman di bawah ikat pinggang saya. Saya juga ingin melihat apakah ia telah selamat berlalunya waktu, dan jika saya ingin seperti yang saya lakukan ketika saya membaca Rich Dad Poor Dad. Banyak istilah keuangan selama 20 tahun terakhir, dan saya bertanya-tanya apakah beberapa prediksi datang Kyosaki benar. Ketika saya membaca buku itu, saya benar-benar seperti cara Kiyosaki melihat dunia dari sudut yang berbeda. Ini membuat saya berpikir secara berbeda tentang bisnis dan investasi saya dari sebelumnya. Kiyosaki tampaknya menjadi sosok polarisasi Anda mencintai atau membenci pekerjaan Anda. Kerja dolar sederhana komentar Kiyosaki, misalnya, menambahkan banyak prasangka pribadi, dan saya pikir itu tidak adil. Saya mencoba untuk mengambil pandangan yang netral dan mendiskusikan buku berdasarkan pengalaman saya di dunia bisnis. Rich Dad Poor Dad harus dipertimbangkan sebagai umum titik awal ā ringkasan investasi / masuk, daripada daftar item spesifik yang akan dilakukan sebagai pengusaha. Robert Kiyosaki berfokus pada enam poin utama dalam buku ini. Titik-titik ini ā perbedaan antara ayah āmiskinā ayah kandungnya dan ayah dari ākayaā yang membantunya memahami bisnis dan menjadi kaya ā adalah 1. Orang Kaya Tidak Bekerja Untuk Uang 2. Pentingnya Pendidikan Keuangan 3. Mengurus Bisnis Anda Sendiri 4. Pajak Dan Korporasi 5. Orang Kaya Menemukan Uang 6. Kebutuhan Untuk Berkerja Untuk Belajar Dan Bukan Berkerja Demi Uang Poin Bagus Dalam Buku Sistem Pendidikan Yang Cacat Seperti Robert disebutkan beberapa kali dalam buku ini, kita telah menonaktifkan sistem pendidikan tradisional. sistem pendidikan kita terutama dirancang untuk menciptakan dan karyawan dapat memiliki efek negatif bagi pengusaha. Seperti disebutkan Kiyosaki, yang tidak merekomendasikan bahwa orang pergi melalui pendidikan yang lebih tinggi; Dia menyarankan bahwa pendidikan tinggi akan membantu untuk ārasaā. pendidikan keuangan adalah sesuatu yang jarang dibahas di sekolah-sekolah, dan jika dibahas, hanya pada tingkat dasar. Berdasarkan pengalaman pribadi saya, saya membuat titik pusat dan staf akan memastikan bahwa anak-anak saya dididik di daerah ini. Biaya pendidikan terus tumbuh lebih cepat daripada inflasi. Sebagian besar sistem pendidikan kita rusak. Robert merespon pernyataan tentang masalah ini. Menjadi Pengusaha Tidak Beresiko Kepercayaan populer adalah bahwa memiliki bisnis adalah berisiko daripada bekerja untuk orang lain. Saya rasa saya memiliki sebuah perusahaan memberikan Anda semua keterampilan kemerdekaan yang tidak akan Anda dapatkan ketika Anda bekerja untuk orang lain. Jika ada, dengan mentalitas ācradle matiā Hari ini, kami menciptakan orang-orang yang paling tergantung. Memiliki bisnis telah memberi saya otonomi yang lebih besar dan banyak keterampilan berharga yang saya masih menggunakan jika saya bekerja untuk orang lain. Setiap minggu, sekarang aku melakukan apa yang saya menilai atau membuat bisnis yang berisiko terbayangkan sebelumnya. Tempat Tinggal Utama Anda Bukan Aset Selama bertahun-tahun, secara umum diterima bahwa tempat tinggal utamanya adalah aset. Robert mengatakan saya pikir bahwa rumah Anda bukanlah aset yang tidak menghasilkan arus kas positif. Runtuhnya gelembung perumahan dan ini terbukti benar. Sementara harga sewa dan nilai yang lebih rendah, jika Anda berfokus pada arus kas positif, membuat lebih banyak uang setiap bulan. Robert datang untuk mengatakan dalam bukunya bahwa nilai rumah tidak selalu. Hampir semua produk konsumen adalah suatu keharusan ā sesuatu yang bahkan tidak. Kiyosaki mengatakan Anda harus membeli investasi yang menghasilkan arus kas untuk membantu membayar untuk Anda āhal-hal kecilā. Saya rasa ini adalah cara yang bagus untuk melihat bagaimana pembelian mainan Anda. Apa itu Aset Dan Kewajiban ? āAset adalah sesuatu yang menempatkan uang di saku Anda. Tanggung jawab adalah sesuatu yang mengeluarkan uang dari saku Anda. ā Banyak kritikus Kiyosaki menunjukkan bahwa pernyataan ini tidak sesuai dengan standar akuntansi yang berlaku umum. Memang benar, dan Robert mengaku. Bahkan, banyak orang kehilangan adalah bahwa Anda harus fokus pada arus kas untuk menjadi kaya. Keluhan Tentang Buku Ada banyak laporan bahwa Robert tidak ada āRich Dadā dan menciptakan. Ini mungkin benar, tetapi ada banyak buku keuangan pribadi yang karya fiksi. Barbier buku kaya yang datang ke pikiran. Masalah dengan beberapa orang adalah bahwa Robert digunakan untuk memesan non-fiksi tidak, dan setuju dengan keluhan. Saya menemukan semenarik yang menempatkan situs Robert John Reed, tetapi sekaligus juga pekerjaan menjual tebu itu sendiri. Robert tidak meminimalkan peran risiko dalam investasi. Hal ini cukup akurat, tapi itu menunjukkan bahwa Anda perlu memahami investasi Anda sebelum memasuki. Robert mengatakan bahwa investasi itu riskan jika Anda tidak mengerti apa yang Anda berinvestasi. Selain itu Robert juga merekomendasikan apabila anda ingin menndapatkan penghasilan tambahan online anda dapat bergabung dengan situs judi online terpercaya di Indonesia melalui link berikut Ringkasan Meskipun saya masih merekomendasikan buku ini, terutama bagi pengusaha, buku ini memiliki beberapa kekurangan. Saya pikir sebagian besar isu yang dibahas sekarang ujian waktu. Tetapi mengambil sebagian dari apa yang dikatakan Robert Kiyosaki dengan sebutir garam. Baca, jika bukan karena motivasi, hanya untuk membuat Anda berpikir berbeda dari karyawan dibayar. Saya tidak suka atau benci itu, jadi mengapa saya memberikan buku ini tiga dari lima. Jika Anda memilih untuk membaca buku dari Robert, saya sarankan Anda membaca hanya Rich Dad Poor Dad dan Ayah kaya arus kas kuadran. Kebanyakan buku-buku lain hanya mengulangi kedua buku ini. Saya tidak menyarankan menghadiri seminar lokal. Aku akan terus buku dalam daftar buku terbaik tentang keuangan pribadi alasan utama saya untuk berpikir di luar kotak. Baca juga Ulasan buku Where the Crawdads Sing oleh Delia Owens
My Rating - 5 out of 5 starsPublisher - Plata PublishingGenre - Business/FinancePublishing year - 1997Language - EnglishISBN - 978-1612680194Pages - 352My Review - Rich Dad Poor Dad is the debut book written by Robert T. Kiyosaki. It was first published in 1997 autonomously because publishers didn't recognize the potential in Robert's work. But his novel changed their way of thinking by becoming the number one financial book of all time. The title is intriguing, which is why many people chose it to understand what it is Dad Poor Dad Summary - The author's biological father is a school teacher who told him to work hard, study, and save money, which he considered him a poor dad. The rich dad is the father of Mike, one of his childhood friends. He told Robert and Mike to work smart, invest, and understand how money works. The rich dad is a businessman but doesn't have a college degree, but he understands the importance of the study, so it is the only thing common between both dads. One day Robert went to his dad, asking how to become rich, but his poor dad had nothing to offer on this subject. So then, he set up a meeting with Mike's father and started working for him. The rich dad focuses on learning by doing; he doesn't believe in giving lectures. So when most nine years old enjoy their free time, Mike and Robert learn about the power of money. According to the rich dad, the school needs to give financial education that helps in the long run. Instead, they teach students to land high-earning jobs and pay enormous taxes to the government. Poor dad did the same throughout his life; he worked for money without understanding that work is a short-term solution to a long-term problem. Due to his rich dad's teachings, Robert retired at the age of 47 with growing and high-paying assets that are well established. He taught him that you need to be financially literate if you want to be rich. Most people think their house is their asset, but the rich dad explains it is a liability. We are all taught to do hard work, but this book helps you understand that you're doing what the other 80% of people do by doing hard work. One needs to be out of a rat race to achieve and acquire assets that will be fruitful. An important distinction is that rich people buy luxuries last, while the poor and middle class buy luxuries first; this quote is accurate. People purchase things impulsively, and they fancy a different device after some time. They eventually wind up with debts. A rich person buys stuff from the interest money they receive from their investments. This is why the rich get richer, and the poor get author further describes how a person pays high taxes while the rich pay a minimal amount to the government. He talked about the permanent tax story about 1874 and the 16th Amendment and how people got fooled, and views about Robin Hood make me think that corporations are cruel, but they are brilliant. The owners believe in themselves because they know that people like us crave the job, not the business. Poor and middle-class people do not believe in taking risks; they work hard, earn a promotion, and always try to be happy with whatever small amount they leave after paying taxes and buying liabilities. The reality is that the rich are not taxed. It's the middle class who pays for the poor, especially the educated upper-income middle people take calculated risks; Robert T. Kiyosaki gave examples of people who made billions and some who are too afraid to see the opportunities. Their stories will help you understand that it is never too late to begin, but yes, if you start early and lose, you have enough time to get up and rise again. All you need is to educate yourself, understand your investments market, connect with the people in this field and learn from them. The author worked in various departments, learned new pieces of information, and kept his mind active. He worked on skills that were profitable to him and urged others to do the same. The impact of both dads is shown in his judgments. They made him a hard-core capitalist but also someone who is ethically culpable. If money is involved, the fear of losing it is always there. No one likes to lose money, even the rich. The only difference is to overcome fear, laziness, arrogance, bad habits, and cynicism. Rich sees failure as an opportunity to grow and understand things better. It makes them stronger and wiser. A thing poor and middle-class people need to learn. Robert T. Kiyosaki describes 10 steps that one can use to awaken their financial earnings. I am not going to explain it here, but sharing the pointers. 1. Find a reason greater than Make daily Choose your friends Master a formula and then learn a new Pay yourself Pay your brokers Be an Indian Don't use assets to buy Choose Teach, and you shall of my favorite quotes from the Rich Dad Poor Dad book are - 1. There is a difference between being poor and being broke. The broke is temporary. Poor is It's not how much money you make. It's how much money you To become financially secure, a person needs to mind their own Great opportunities are not seen with your eyes. They are seen with your Job is an acronym for "Just Over Broke." Unfortunately, that applies to millions of I can't afford it; it causes sadness, and helplessness, which leads to despondency and often depression. How can I afford it? But, on the other hand, opens up possibilities, excitement, and book is a gem. It gives you simple explanations of how money works. It will not give you any trading tips, but it helps you understand the things no one teaches us in school or at home. The financial insights aid you in taking action and being your own boss. Many people don't like this book, but I think every novel is different, and being written by diverse authors who have distinct experiences makes it more interesting to read. Whether you're an experienced financer or a newbie, this book is perfect. I highly recommend it. In this version, you'll find a summary of each chapter. So, if you don't have time to read the whole book, you can go through it and gain knowledge. The only question is, are you ready for that? If yes, then,
Silahkan Login untuk menulis review Masdaf 354 Rated it 2 years agosaya ambil kutipan "Hindari dan jauhi gaya hidup konsumtif", jika semua org tidak konsumtif dan gaya hidup minimalis, bagaimana nasib para pembisnis gadget,mobil,motor,jam tangan dll. ada yg bisa bantu meluruskan? haha Ilham Raspati 02 Jul 2020 Tenang kaka... hehe, bawaan alamiah manusia suka memiliki barang baru dan bagus, jadi tetap aja akan banyak yang suka belanja barang konsumtif. Jangan khawatirin para pebisnis... Kebalikan orang yg hidup konsumtif adalah orang yang sedang berinvestasi, ia akan tetap belanja tapi barang yang bernilai jangka panjang seperti properti, tanah, surat berharga, dll Angie Li 04 Jul 2020 Setuju sama ilham, gunakan uang untuk membeli barang yang produktif dan membutuhka, bukan barang konsumtif sekali habis dan karena keinginan Angie Li Rated it 2 years agoBuku ini sangat booming di awal tahun 2000an, idenya yang fresh dibandingkan buku financial yang ada saat itu yang membuat buku ini menarik perhatian banyak orang. Coba deh siapa aja yang belum pernah baca buku ini, sempetin beli atau pinjem buku ini, kita akan kebuka pikiran apa yang salah selama ini, kemudian kita diperkenalkan dengan konsep dasar keuangan seperti aset, utang, cash, dll.
FinMasters content is free. When you purchase through referral links on our site, we earn a commission. Advertiser Disclosure Rich Dad, Poor Dad is one of the most famous books in all of personal finance. Though it came out in 1997, itās still a 1 Best Seller on Amazon in 2023. Many of todayās most popular finance gurus cite it as the inspiration for their success. I wanted to see what all the hype was about, so I grabbed a copy of the book, tore through it itās a pretty quick read, and compiled my thoughts for you here. This Rich Dad, Poor Dad review will take a look at Robert Kiyosakiās real lessons in this book not just the ones he uses as names for his chapters and help you decide whether itās worth reading. A Rich Dad, Poor Dad Summary Right from the jump, Rich Dad, Poor Dad surprised me with its style and narrative framework. I expected more technical insight and investment math, but the book primarily consists of anecdotes that hold nuggets of supposed wisdom for the reader to absorb as if through osmosis. Kiyosakiās stories revolve around and contrast the lessons he received from his biological father the educated but financially unsavvy poor dad and his friendās salesman father the uneducated but clever, rich dad. The book winds through Kiyosakiās life and the reader witnesses him learning from his rich dad and rejecting the advice of his poor dad which represents rising above the typical working-class mindset. The book explains basic wealth generation in an understandable and inspirational way, and itās a solid enough introduction to these concepts at least for its time. However, it has issues that make its current relative value questionable. āļø Important Note Do not take this bookās recommendations or any of my opinions on them as investment or tax advice. Iāll start this Rich Dad, Poor Dad review with what I think Kiyosaki does well. Mainly, he makes some solid fundamental financial suggestions in an easily digestible manner. The ideas might seem a bit shallow and apparent to anyone already engaged in entrepreneurship or investing, but they can be profound if itās your first exposure to them. Letās take a look. 1. Learn Personal Finance And Teach It to Your Kids While this is a pretty obvious suggestion, itās still a significant one. The book does a great job of showing the reader how meaningful it is to learn how to manage your money. That means saving a high percentage of your earnings and putting the money to work in profitable investments. Kiyosaki says āItās not how much money you make. Itās how much money you keep.ā You have to keep your spending down as your income goes up and invest the difference in assets, not liabilities. While his definitions of assets and liabilities might not follow Generally Accepted Accounting Principles, itās practical assets put money in your pocket, and liabilities take money out of it. He supports learning to cut your taxes, studying accounting, and mastering saving, then teaching all these skills to your children. I love all of these ideas, and Iām glad his presentation of them resonates with so many. 2. Find Ways to Escape the Rat Race Make Your Money Work For You Not only does Kiyosaki cover the fundamental best practices for personal finance, but he also does a great job of painting an inspiring picture of their end goal financial independence, retirement, security, being rich, or whatever you want to call it. Iāve always believed that people truly begin to understand the significance of their personal finance decisions when they realize that they constitute a journey that can culminate in holding enough wealth that work becomes optional. Kiyosaki makes escaping the rat race using investments or a self-sustaining business sound glamorous and inspirational. Iām grateful for anything that gets people to plan for a better future. 3. Master Your Emotions Regarding Money This one isnāt a personal finance message that youād typically see today, but I like it a lot. Money is a hugely emotional issue for many people, and we could all probably benefit from understanding why it makes us feel however it does. People often let their emotions sabotage their finances or let their finances upset their emotional state. They might have a fear of investing, insecurity over their job, or a need for the latest and greatest gadgets. He urges readers to face their fears, cynicism, laziness, bad habits, and arrogance when it comes to money. That seems like an arbitrary list of emotional issues, but I like the sentiment. 4. Develop a Broad and Valuable Skillset In a capitalistic society, having a practical and marketable skillset is the key to making money. If you can provide tangible value that people are willing to pay for, youāll always be able to support yourself. Kiyosaki recommends learning to manage money, lead teams, build systems, and close sales. More than that, he suggests that people cultivate a habit of continuing to learn throughout their careers so that they never stagnate. He argues that people can improve their situations most effectively if they keep an open mind, learn from their mistakes, and keep improving. Itās a valuable lesson and one of the best in the book. Robert Kiyosakiās Worst Advice Now that weāve covered the good stuff, what follows is my Rich Dad, Poor Dad criticism. I hate to say it, but thereās more to talk about here than Iād like. Honestly, Kiyosaki strikes me as a pretty typical guru. His attitude and tone throughout the book both rub me the wrong way. For example, he comes across as just a little too obsessed with the stereotypical image of a rich and powerful man. He describes his rich dad as a charismatic manly man of few words, with power behind his statements and smiles. Rich dad is tall, blunt, and always closing deals. He doesnāt do things like the other guys, and heās pretty smug in his superior knowledge. Rich dad and his lessons also come off as manipulative to me. He pulls the protagonistsā strings purportedly to teach them esoteric lessons too complex to be put into mere words. The book just feels like itās selling me something, and salesman gurus are by far my least favorite. Here are some of the specific ideas the book tries to sell to the reader that I donāt like. 1. You Should Start a Business and Get Rich Because Employees are Broke and Miserable As someone who truly loves being self-employed, I hate to admit this, but itās not the right path for everyone. If youād rather not branch out on your own, thatās perfectly fine. There are plenty of people who enjoy their jobs, make good or great money, and save responsibly. But Kiyosaki has a habit of putting down anyone who works for someone else and suggesting that employees are generally broke and unhappy. They just donāt get it. His poor dad already an insulting title, who worked a traditional job, couldnāt possibly understand what his rich dad understood thanks to all his business success. Not only does Kiyosaki fail to address the risks and downsides to business ownership, but he also suggests some definitely-not-okay tax strategies using business entities. For example, he proposes using a corporation to write off vacations as board meetings or deduct health club expenses. Those moves can get you into much more trouble thsan theyāre worth. 2. Academic Learning isnāt Valuable Rich People Donāt Need It Kiyosaki also has a bad habit of downplaying the value of academic education and traditional learning. He seems to believe people who follow the general wisdom end up like his poor dad highly educated but ineffective and stressed about their money. Rich people learn only by doing or from living life. For example, rich dad says āAll too often business schools train employees to become sophisticated bean-counters. Heaven forbid a bean counter takes over a business. All they do is look at the numbers, fire people, and kill the business.ā Ironically, he promptly contradicts that claims, later saying āAccounting is possibly the most confusing, boring subject in the world, but if you want to be rich long-term, it could be the most important subject.ā As an officially licensed and certified bean-counter, maybe he just hurt my feelings, but I donāt think so. Kiyosaki also glorifies rich dadās cruel and unusual teaching methods, which included giving kids the silent treatment for weeks at a time while they work below minimum wage until they canāt take it anymore. Because thatās how life teaches āIt just sorta pushes you around.ā 3. Invest in Real Estate! Itās the Best Way to Get Rich! At this point, youāve probably noticed that many of his āworst lessonsā have something to do with getting rich. Thatās a significant part of what struck me as wrong about this book. Getting rich isnāt really the point of personal finance. Maybe I need to āovercome my cynicism,ā but I generally donāt trust gurus who toss that word around. Kiyosaki does it a bit too much for my comfort, and his suggested strategies for creating said riches arenāt always great either. Mainly, it bothers me how strongly he doubles down on real estate. Investing in real estate can be a great way to build wealth, but like self-employment itās not for everyone. Itās also not a requirement for a successful and diversified portfolio. There are benefits to real estate investing, but Kiyosaki borders on implying that itās a sure way to get rich quickly or inevitably. In reality, itās a business like any other. There are unavoidable risks involved, and it takes knowledge, experience, and luck to succeed. 4. Jump Off Cliffs and Build Parachutes On Your Way Down Last but not least, we have one of my biggest pet peeves in the whole book. Kiyosaki legitimately suggests that you pay yourself first meaning your savings even if that comes at the cost of paying your creditors, even if one of those creditors is the Internal Revenue Service! Rich dad says āSo you see, after paying myself, the pressure to pay my taxes and the other creditors is so great that it forces me to seek other forms of income. The pressure to pay becomes my motivation. Iāve worked extra jobs, started other companies, traded in the stock market, anything just to make sure those guys donāt start yelling at me[ā¦] If I had paid myself last, I would have felt no pressure, but Iād be broke.ā Donāt get me wrong, Iām all for prioritizing saving, but paying yourself first shouldnāt mean risking stiffing the people you owe money, wrecking your credit score, and racking up fees and interest. You pay your creditors and essential living expenses first, then you set aside your savings, and then you reverse engineer your remaining budget. Is It Worth Reading Rich Dad, Poor Dad? I donāt want this to upset anyone who considers the book to be the Holy Grail of personal finance, but I couldnāt recommend Rich Dad, Poor Dad to someone who asked me how to start managing their money better, let alone someone who already has some experience. The book has a handful of positive lessons, but thereās nothing more profound in it than what you could find in the average personal finance blog these days. Itās mainly about inspiration, and there are places to get your inspiration these days without a side serving of Kiyosakiās more troublesome ideas.
Judul Rich Dad Poor Dad Penulis Robert T. Kiyosaki Penerbit Gramedia Pustaka Utama Tahun Maret 2021 Tebal 244 halaman ISBN 978-602-03-3317-5 Buku Rich Dad Poor Dad terbit pertama kali tahun 1997 dan sampai sekarang konsisten menjadi Internasional Bestseller. Buku karya investor Robert Kiyosaki ini membahas betapa pentingnya pendidikan finansialāyang mana sangat jarang terdapat dalam kurikulum pendidikan dan sekolah-sekolah formal. Terjemahan bahasa Indonesia buku Rich Dad Poor Dad diterbitkan oleh PT Gramedia Pustaka Utama pertama kali pada 2016. Dan hingga Maret 2021 sudah sampai cetakan ke-59. Ini membuktikan kuatnya gagasan-gagasan Kiyosaki dalam memberikan sudut pandang baru tentang uang yang jarang disadari banyak orang. Lantas apa isi buku Rich Dad Poor Dad? Persis seperti sub judulnya; Apa yang Diajarkan Orang Kaya kepada Anak-anak Mereka Tentang Uangāyang Tidak Diajarkan Orang-orang Miskin dan Kelas Menengah. Robert Kiyosaki mengawali buku Rich Dad Poor Dad dengan menjelaskan asal mula kata Rich Dad Poor Dad.ā Ia memiliki dua Ayah. Pertama, Ayah kandungnya sendiri. Berpendidikan tinggi, memiliki gelar dan melanjutkan studi tingkat tinggi ke berbagai universitas dengan beasiswa penuh. Namun, Ayah pertama harus berjuang dalam hal keuangan dan meninggalkan banyak utang. Kiyosaki menyebutnya Poor Dad Ayah Miskin. Ayah yang kedua ialah ayah temannya. Ia tidak lulus pendidikan SMP. Namun, menjadi salah satu orang terkaya di Hawaii dan wafat dengan meninggalkan puluhan juta dolar bagi keluarga dan amal kemanusiaan. Kiyosaki menyebutnya Rich Dad Ayah Kaya. Kedua ayah ini sangat berpengaruh bagi Robert Kiyosaki dalam membentuk sudut pandangnya terhadap uang. Keduanya berhasil dalam karier mereka, keduanya karismatik dan berpengaruh, keduanya percaya pada pendidikan meskipun tidak merekomendasikan jalur studi yang sama. Nasihat serta pelajaran kedua ayahnya inilah yang memberikan Kiyosaki pilihan untuk membedakan dua sudut pandang; sudut pandang orang kaya dan sudut pandang orang miskin. Itulah yang dipaparkan dalam buku dengan bahasa sederhana dan mudah dimengerti ini, serta disajikan dalam bentuk cerita sehingga pembaca tidak mungkin bosan mengikutinya. Robert Kiyosaki membaginya ke dalam enam pelajaran penting; Pertama, orang kaya tidak bekerja untuk uang. Kedua, pentingnya melek keuangan. Ketiga, mengurus bisnis sendiri. Keempat, sejarah pajak dan kekuatan korporasi. Kelima, orang kaya menciptakan uang. Keenam, bekerjalah untuk belajarājangan bekerja untuk uang. Konsep-konsep Kiyosaki dalam buku Rich Dad Poor Dad dengan berani mendobrak pandangan umum. Salah satunya yaitu menentang keyakinan bahwa rumah dan kendaraan adalah aset. Menurut Kiyosaki, dua benda itu bukanlah aset, melainkan liabilitas. Hal ini karena rumah dan kendaraan tidak bisa mendatangkan keuntungan bagi pemiliknya. Justru sebaliknya, menambah jumlah pengeluaran, seperti biaya perawatan misalnya. Rumah barulah dikatakan aset jika disewakan, begitu pula kendaraan. Robert Kiyosaki juga menunjukkan kepada para orang tua mengapa mereka tidak bisa mengandalkan sistem pendidikan untuk mengajarkan tentang uang kepada anak-anak dan bagaimana seharusnya mendidik mereka agar mengerti. Buku Rich Dad Poor Dad bukanlah panduan praktis. Buku ini tidak menjelaskan langkah-langkah yang bisa langsung dipraktikkan. Namun, Rich Dad Poor Dad adalah buku yang akan mengubah sudut pandang serta pemahaman kita tentang uang yang selama ini keliru. Rich Dad Poor Dadāseperti komentar USA Today pada halaman depan bukuāadalah titik awal bagi siapa pun yang ingin memegang kendali masa depan keuangan mereka.
review buku rich dad poor dad
